A Guide to Commercial Real Estate Loans – The SBA will usually back anywhere up to 85% of the loan’s value. SBA loans provide many benefits to business owners, like low down payments, solid interest rates and reasonable qualification.
· There is a pretty wide range of possible interest rates, however, and only borrowers with excellent credit will be eligible for the lowest rates. For Lending Club’s business loans and lines of credit, you must have been in business for at least a year and have annual revenues of at least $50,000.
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