Mortgage Pre-Approval. When you are pre-approved for a mortgage, a lender has looked closely at your credit reports, your employment history, and your income – and must then determine which loan programs you qualify for, the maximum amount you can borrow, and the interest rates you will be offered.
What Credit Score Do I Need To Get A Home Loan? What credit score do I need to get a home loan? That is a question many fha loan applicants ask, and the answer involves both FHA loan rules in HUD 4000.1 (the FHA loan handbook) and lender requirements.
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Computer scientists at banks write code that determines if someone is eligible for a mortgage. And computer scientists at.
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· A score of 620 or higher is recommended for a home equity loan, and you may need an even higher score to qualify for a home equity line of credit. There are, however, certain situations where home.
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