15 Year Refi Mortgage Rates

Try our easy-to-use refinance calculator and see if you could save by refinancing. Estimate your new monthly mortgage payment, savings and breakeven point.

Definitions. This should be lower than the interest rate on your existing mortgage. Number of months The number months you will be paying on your refinanced mortgage loan. 30 years = 360 months, 20 years = 240 months, 15 years = 180 months. Loan origination fee This is a fee charged by the lender to evaluate, prepare and submit your loan.

Applications to refinance homes specifically experienced a huge jump. A year ago at this time, the 30-year fixed-rate-mortgage averaged 4.62 percent. The 15-year fixed-rate mortgage averaged 3.26.

Compare today?s mortgage and refinance rates from Citi.com. View current mortgage rates on 30 year and 15 year fixed mortgages. Get a customized rate and see more loan options.

Get Today's current mortgage and refinance interest rates and compare a variety of PennyMac loan products, including VA, fixed, Conventional 15 Year Fixed.

House Market Interest Rate Housing market: Mortgage applications stall, along with interest rates – The start of the spring housing market has yet to energize the mortgage market, the latest numbers from the Mortgage Bankers Association show. Total mortgage application volume was essentially flat.

You can use Bankrate’s mortgage calculator to estimate your monthly payments and see the effect of adding extra payments. It will also help you calculate how much interest you’ll pay over the life of.

 · Mortgage rates flirt with record lows again. Monthly payments for a $200,000 15-year fixed-rate loan at 3.13% come to just $1,394 a month. A year ago, when the industry was marveling at the persistently low mortgage rates, borrowers were happy to get 4.15%, 15-year mortgages. At that rate, they would have been paying $1,494 a month, $100 more than at the current rate levels.

Monthly payments on a 15-year fixed refinance at that rate will cost around $705 per $100,000 borrowed. The bigger payment may be a little harder to find room for in your monthly budget than a 30-year.

 · VA IRRRL 15 Year Fixed Rates: What You Can Expect When comparing a VA 15 year fixed rate vs. a VA 30 year fixed rate, you can expect the 15 year fixed rate to be about .5% lower than the 30 year fixed rate (or sometimes up to 1% depending on the lender) and over the life of the loan, this can add up to quite a bit of savings.

15 Year Refi Mortgage Rates – We have refinancing calculator that could help you to get all the information regarding the possible win of refinancing your mortgage. Some people choose to consolidate high interest credit card debt to make savings in the long term.

Mortgage Rate History Chart Use annual percentage rate APR, which includes fees and costs, to compare rates across lenders.Rates and APR below may include up to .50 in discount points as an upfront cost to borrowers. Select product to see detail. Use our Compare Home Mortgage Loans Calculator for rates customized to your specific home financing need.