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If you are unemployed and claiming benefits, in-between jobs or simply don’t undertake any paid employment, you might struggle to qualify for a loan on standard terms. However, you might find yourself in circumstances where you want or need to get a loan.
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If you’re unemployed and in need of a loan, you might consider applying with another person-a partner, relative or friend-in order to boost your eligibility. Many lenders offer the option for joint applications, and some lenders even encourage you to apply with a guarantor in order for you to be eligible for a larger loan amount.
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