. Conventional Loans. posted 6.8.2019; Nicole Johnson; Home Loans. FHA vs Conventional Loan, fha loan vs conventional loan. Get Today's Mortgage Rates.
Another distinction for FHA loans: generally lower mortgage interest rates. However, the difference between the two was incremental last year. The 30-year fixed rate for FHA purchase loans closed in.
FHA rates reached all-time 30-year rate lows according to Freddie Mac who records mortgage rate averages weekly. Fixed FHA rates today provide borrowers the security with 15 and 30-year rates. For example, 15-year FHA rates have dropped below 4% and the 30-year FHA rates.
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