Historical Prime Interest Rate Chart

The federal prime interest rate is typically viewed as a lagging indicator, and financial institutions adjust their interest rates in accordance with it as economic conditions change. The fed interest rate is a benchmark that banks, credit unions and other financial institutions use to set prices for loans.

Therefore, the United States Prime Rate is now 5.25%, effective tomorrow (August 1, 2019.) The next FOMC meeting and decision on short-term interest rates will be on September 18, 2019. –

View Text Version of Historical Treasury Rates *This is the difference between the longer maturity rate and the shorter one included in the comparison. If both a nominal and real maturity are selected, then this is the difference between the nominal maturity and the real.

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